You assembled your documentation, filled out the mortgage application and received approval to proceed with your purchase. It’s time to celebrate, right?
Not quite. Your lender will recheck your credit right before closing, and certain... (Read More)
For most people, a home is the most expensive purchase of their lives. That’s why buyers often employ home inspectors and look for ways to make contracts contingent upon the property’s systems and structures being sound.
Even with all that... (Read More)
Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)
Moving into a new home is both an exciting and a nerve-wracking time. Not only will be you be leaving surroundings that are familiar to you, you'll be meeting new neighbors and starting a new journey in your life.
The good news is that with... (Read More)
Do you think student-loan debt is preventing you from buying a house? A recent survey by the National Association of Realtors supports that opinion.
The survey found that 71 percent of non-homeowners who are current in their student loans believe... (Read More)
Most borrowers head straight for the 30-year mortgage loan. They may consider different products, depending on their down payment and credit score, but the length of the loan remains constant.
There are benefits, however, to a shorter loan term... (Read More)
If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)
Down payments aren’t cheap. Conventional loan products without the additional cost of private mortgage insurance (PMI) require 20 percent of the purchase price. Even if you decide to pay PMI and go with a lower down payment, you’re still talking... (Read More)
Buying a house means buying not just the building but all the systems in it. Electrical, plumbing, HVAC — you’ll save yourself time and money if you learn the basics about how they work. Here’s how to keep your new home’s heating... (Read More)