If you’ve been waiting for mortgage rates to drop, now is a great time to take a closer look. This past September, the 30-year fixed mortgage saw its biggest one-day drop in more than a year, according to CNBC. That’s good news if you’ve been... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)

Buying your first home is a big deal. It's exciting, but also full of unknowns that can make the whole process feel overwhelming. Between rising home prices, tight competition, and a maze of financial terms, it’s no wonder many first-time buyers... (Read More)

Buying a home is exciting, but picking the right homeowners insurance can feel a lot trickier than applying for your mortgage. With so many companies and options out there, it’s easy to get overwhelmed. Plus, insurance costs are on the rise... (Read More)

Owning a home is expensive, but homeowners have an advantage that renters don't when paying their taxes. You can write off different house expenses in many ways to reduce your tax burden. Here are four main tax deductions to keep in... (Read More)

Are you thinking about moving to a rural area? It’s an excellent option for many who want a peaceful lifestyle away from the hustle and bustle of city life. Using a USDA home loan to make that move even more affordable can be a game-changer. But... (Read More)

Putting your home on the market can be exciting. Whether you're purchasing a larger home, moving to a better neighborhood, relocating for a new job, or just want to see what else is out there, there is a sense of adventure that comes with selling... (Read More)

The journey to homeownership is a major milestone, but for many first-time buyers in 2025, finding an affordable starter home is more challenging than ever. With a shortage of smaller, budget-friendly homes, buyers need to explore creative... (Read More)

Homeowner associations, or HOAs, are becoming more common, especially for newly built homes. According to a 2020 Foundation for Community Association Research report, some 73.9 million Americans live under such an arrangement. More than 75 percent... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)